Leverage: How to Borrow Money for Property in 2026 (and Stop Chasing Cash)
Published on: 20/01/2026
Wealthy people know the value of borrowing, broke people keep chasing cash.
Financial


Wealthy people know the value of borrowing, broke people keep chasing cash.

After tens of millions in HMO projects, here’s the 2026 playbook: value over headcount, studios over tiny rooms, Article 4 scarcity, buying finished HMOs with up to 90% bank finance, and day-1 cash flow.

In a field like property investing, it’s natural to have all sorts of emotions, both positive and negative ...

A straightforward, humble guide to what the Autumn Budget could mean for small–medium developers. Why pauses create openings, and the quiet pivots we’re lining up: cash-flowing assets, bank-led funding structures, and real-estate-secured investment with digital upside.


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