Leverage: How to Borrow Money for Property in 2026 (and Stop Chasing Cash)
Wealthy people know the value of borrowing, broke people keep chasing cash.


Wealthy people know the value of borrowing, broke people keep chasing cash.

After tens of millions in HMO projects, here’s the 2026 playbook: value over headcount, studios over tiny rooms, Article 4 scarcity, buying finished HMOs with up to 90% bank finance, and day-1 cash flow.

A straightforward, humble guide to what the Autumn Budget could mean for small–medium developers. Why pauses create openings, and the quiet pivots we’re lining up: cash-flowing assets, bank-led funding structures, and real-estate-secured investment with digital upside.

Cut the confusion. Here’s a powerful, plain-English checklist for HMO standards—licensing, fire safety, room sizes, amenities, inspections—plus the mindset and steps to execute with confidence.


WHICH FREEDOM ARE YOU UNLOCKING TODAY?
all 5 Freedoms and unlock your full potential.